AI-Driven
(re) Insurance
Bringing sustainable capacity to property catastrophe markets
2.7k Positive Reviews
Get the protection you need with Sypher’s property cat (re)Insurance solutions.
Sypher specializes in insurance and reinsurance product creation for coastal property markets. We use data and analytics to develop effective solutions that help insurance carriers manage risk and improve profitability.
Reinsurance
Our reinsurance products attract third-party capital and strengthen carrier balance sheets
Insurance
We offer a range of coastal US property programs that meet the needs of both carriers and consumers, with a continued focus on sustainability
Technology
Our solutions use Generative AI and machine learning to transform data into insights that improve business strategy, enhance customer experience and reduce expenses
supports carrier financial strategies
enhanced reserving framework
AI-powered risk management
We support carrier growth and stability
Reinsurance
We work with you to customize and implement risk transfer products and processes, inclusive of streamlined approaches to structuring, accounting, claims, analytics and sidecar transactions. Our products solve the issues plaguing the insurance value chain in catastrophe wind-exposed regions, with an emphasis on supporting sustainability and carrier financial goals.
Core Capital
- Efficient cost of capital
- No equity dilution
- No debt covenants
Clear Cat
- Mitigates trapped capital
- Post-event risk valuation framework
- Attracts reinsurance / ILS / 3rd party capacity
Insurance
We offer a customized approach to program capacity and profitability through our customer-centric Policy Administration and Claims solutions. Our years of experience have led to the development of advanced insurance strategies.
Bespoke Coastal Programs
Homeowners (HO3) & Dwelling Fire (DP3)
We create sustainable property catastrophe capacity through tangible portfolio results:
- Improved efficiencies related to adjusting and loss controls
- Affordable market choice
End-to-End Insurance Platform
API-Enabled Solutions
We use an end-to-end, API-enabled technology solution to provide seamless quote/bind, digital claims, and unparalleled transparency.
- Program design & pricing
- Sales & distribution
- Digital underwriting & claims
Technology
Sypher provides innovative tools to streamline operations, enhance decision-making, and achieve optimal results in a complex, fast-paced industry.
AI-Driven Risk Co-Pilot
Our Risk Co-Pilot, powered by Generative AI, improves risk insights, communication, exposure management, and market intelligence for stakeholders.
Enterprise Analytics
Machine learning tools provide real-time data, enhanced pricing
models, reduced fraud, boosted customer retention and increased portfolio profitability.
- Our Core Services
Digital Solutions That Drive Real Results
Need a custom solution? Let’s create a strategy tailored for your business. Get a Free Strategy Call
2.7k Positive Reviews
- What Our Client Says
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